Insurance Policy
General Information
At HejBoat, we believe that boating should be both enjoyable and safe — whether you're renting a boat or listing your own. While we provide the platform to connect boat owners and renters, insurance is a key part of ensuring a smooth and secure experience for everyone involved.
About HejBoat
HejBoat is a platform that connects boat owners with individuals looking to rent boats. We provide the tools to facilitate listings, bookings, and communication between users. However, we do not own, operate, or manage any boats listed on the platform, nor do we handle or process payments between parties.
Read our Insurance Guide here
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For Renters
All boats listed on HejBoat must be insured by the owner. However, that does not release renters from responsibility during their rental period. Renters are expected to:
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Operate the boat safely and responsibly
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Follow all safety instructions and guidelines provided by the boat owner
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Respect local laws and maritime regulations
If damage, loss, or an accident occurs due to negligence, carelessness, or violation of terms, renters may be held personally liable for repair costs, replacement, or other related expenses. That’s why we strongly encourage renters to:
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Take proper care of the boat
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Ask the owner about what is and isn’t covered under the boat’s insurance
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Consider personal travel or rental insurance that includes coverage for boating activities
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For Boat Owners
It is the full responsibility of the boat owner to maintain valid insurance for any vessel listed on HejBoat. Whether you're offering your boat for private or commercial charter, appropriate insurance is essential to protect yourself from:
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Accidents or collisions
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Theft or vandalism
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Liability claims
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Damage caused by renters
HejBoat does not provide insurance directly through the platform. If you are unsure where to find suitable coverage, we recommend reaching out to a marine insurance provider with experience in boat rentals. You’re also free to consult your existing insurance company to ensure your policy covers charter activity with third-party users.
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Stay Safe and Covered
In summary, insurance is an essential part of any responsible boating experience for both renters and owners. It provides peace of mind, financial protection, and helps create a safer environment for everyone using the platform.
At HejBoat, we’re committed to fostering a trusted, transparent community. We strongly recommend that all users take insurance seriously and ensure that they are fully and properly covered before setting sail.
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Recommended Insurance Partners
While HejBoat does not offer insurance directly through our platform, we work with trusted marine insurance providers who specialize in coverage for private and commercial boat rentals.
If you're a boat owner looking for reliable insurance options, we recommend reaching out to one of the following partners:
Pantaenius Yacht Insurance
A leading European provider of yacht insurance, offering tailored coverage for charter boats, private vessels, and commercial use.
www.pantaenius.com
FAROS Marine Insurance Agency
Specialized in flexible solutions for leisure boating and charter fleets, with extensive experience in Mediterranean markets.
www.farosmarine.com
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We Recommend Consulting Your Own Insurance Provider
For your peace of mind, we suggest speaking with your own insurance company or broker. They can help you understand whether your current policy covers peer-to-peer rentals, charter operations, or specific scenarios such as skippered trips or using your boat as dockside accommodation.
Since every boat and insurance policy is unique, getting confirmation from a trusted local provider ensures you're fully covered before welcoming guests through HejBoat.
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Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page along with the date of the latest revision, so you always know what information we collect and how we use it.
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EU Dispute Resolution
The European Commission provides a platform for online dispute resolution (ODR):
https://ec.europa.eu/consumers/odr
We are neither obligated nor willing to participate in dispute resolution proceedings before a consumer arbitration board.
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Last updated: 17th of May 2025